Powers of the Realm · Bank, finance & insurance

Bank, finance & insurance

Dover room

Also called the room · Dover underwriters · the local room · the underwriters · the insurers

About fourteen local underwriters who insure hulls, cargo and the crossing, pricing the Narrow Sea from a book of losses that no London office matches.

The underwriters of Dover, who insure hulls and cargoes on the crossing.

Named with it

  • Underwriter Rachel Folkestone · keeps the risk book
  • Underwriter Grace Sandling · packet risk ledger
  • Chart-Maker Osbert Fordwich · of the Dover room
  • Underwriter Josiah Sandwich · underwriter

Ties

In the chronicle

At the table

Rates are built on the destination harbour first and are never explained; larger houses buy its opinion rather than replace it. Four standing declinations, the fourth (from 4616) against any hull on the four older bearings moved during the Black Wake. Has three times refused a bone-broker's offer to find sunk hulls by asking the dead. Surcharges lone closed-month sailings by a third. Consults Redd's repair book, writes 'Bleuval terms' and 'Rougeclair premiums', and is the best guide to how dangerous a harbour is. Crossing insurance was repriced after the Azure Banner. Their count of lost hulls differs from the packet office's. They hire bands to escort cargo, watch hulls and attend valuations.